Life insurance is a powerful way to protect the people you love. Whether you want short-term coverage or lifelong protection with cash value, we help you choose a policy that supports your goals, strengthens financial security, and fits your budget.
Retirement Planning
A strong retirement plan turns savings into lasting security. Our agents build strategies for steady income, tax efficiency, and asset protection, helping you approach retirement with confidence, stability, and long-term peace of mind that supports your goals.
Income & Asset Protection
Establish a reliable income stream and safeguard your assets from market volatility, inflation and unexpected expenses.Long-Term Planning
Plan for healthcare costs not covered by Medicare — including long-term care expenses, hybrid life policies, and tailored savings strategies.Tax-Efficient Legacy Strategy
Minimize the tax impact on retirement withdrawals, required minimum distributions, and asset transfers to heirs with strategic coordination.
Smart Strategies for a Secure Retirement
Schedule a Free Consultation Today
Let’s make your options clear and simple. Schedule a free consultation — no cost, no pressure, just honest guidance.
Planning for retirement isn't just about stopping work—it's about securing peace of mind, protecting your assets, and creating a financial future that aligns with your goals.
Whether you’re approaching retirement age or already enjoying your golden years, professional financial planning can help ensure your savings and income last a lifetime.
While Social Security and Medicare provide a basic safety net, many individuals benefit from additional financial strategies tailored to their unique needs. From budgeting and investment planning to income protection and estate planning, there are many ways to strengthen your financial outlook.
Common areas of focus include:
- Retirement income planning
- Tax-efficient withdrawal strategies
- Long-term care planning
- Estate and legacy planning
- Social Security optimization
Frequently Asked Questions
Planning for retirement involves more than saving money — it’s about creating a strategy that supports the lifestyle you want, protects your assets, and ensures peace of mind for the years ahead. These FAQs cover some of the most common questions we hear from clients preparing for retirement.
It’s never too early to begin. The sooner you start, the more time your investments have to grow. Even if retirement is near, it’s still possible to strengthen your plan through strategic adjustments.
A complete plan covers income sources, healthcare costs, tax efficiency, and estate considerations. We help align your savings, insurance, and investments to create a sustainable retirement strategy.
We focus on income diversification through annuities, Social Security optimization, and low-risk investment strategies. This ensures steady income and financial confidence throughout retirement.
Tax efficiency is key to protecting your wealth. We’ll help you understand how distributions, required minimum withdrawals, and investment gains affect your taxable income and identify ways to reduce it.
Meet Your Advisor
At Freddy Fox Financial Solutions, personal guidance comes first.
I’m Julian Craig, an independent and licensed advisor, here to make Medicare, insurance, and retirement planning simple and easy to understand. My goal is to help you feel confident about your future — with clear information, honest advice, and ongoing support.
More Info on Retirement Planning
Your financial life in retirement should be just as intentional as your working years. A comprehensive retirement plan takes multiple factors into account to help maintain stability and independence as you age.
Income Planning: Establish a reliable income stream through a combination of Social Security benefits, pensions, annuities, investment accounts, and other retirement savings vehicles.
Asset Protection: Safeguard your wealth from unexpected expenses, market volatility, and inflation through proper diversification and risk management.
Healthcare & Long-Term Care: Plan for healthcare costs not covered by Medicare, including long-term care expenses. This may involve long-term care insurance, hybrid life policies, or designated savings strategies.
Tax Planning: Minimize the tax impact on withdrawals, required minimum distributions (RMDs), and the transfer of assets to your heirs.
At Freddy Fox Insurance Solutions, we take a personalized approach to retirement and financial planning. Our licensed professionals work closely with you to assess your full financial picture and recommend strategies that align with your vision for the future.
We offer support with:
- Retirement account rollovers (401(k), IRA, Roth IRA)
- Annuity solutions for lifetime income
- Medicare and insurance integration
- Final expense and life insurance planning
- Coordination with legal and tax professionals
More Ways to Plan Ahead
Explore Other Coverage Options
From healthcare and life insurance to financial planning and beyond — explore a range of coverage options designed to meet your goals. Our advisors help you compare plans and find the ones that fit your lifestyle, budget, and peace of mind.
Annuities provide a reliable income you can’t outlive. We help you compare fixed, indexed, and variable options that protect savings, build steady cash flow, and strengthen your retirement foundation, giving you long-term stability, security, and confidence.
Planning for future care is a smart financial move. Long-term care insurance helps cover in-home support, assisted living, or nursing services, protecting your freedom, reducing stress on the family, and helping preserve your long-term stability and savings.
Final Expense insurance helps protect your family from unexpected costs. It covers funeral expenses, medical bills, and remaining debts, ensuring your loved ones aren’t left with financial stress and can focus on what matters most during difficult times.
A critical illness can disrupt your life and finances in unexpected ways. This coverage pays a tax-free lump sum after a covered diagnosis, helping you manage medical bills, support recovery, and cover essential expenses with less stress and stronger financial stability.
Home Health Care coverage offers reliable access to skilled nursing, therapy, and daily living help delivered at home. It supports recovery, manages ongoing health needs, and promotes long-term independence with convenient, personalized care you can trust in.
