Freddy Fox Financial Solutions

Senior Wellness Programs

Sten Millend — Tue, 14 Oct 2025 11:38:57 +0000

As a Medicare-eligible adult, wellness isn’t just about insurance—it’s about taking charge of your health so you can enjoy the years ahead. I help you explore programs that support physical, mental, and emotional well-being, beyond what Medicare alone covers. Medicare itself doesn’t provide coverage specifically labeled “senior wellness programs.” But many parts of Medicare and select…

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Medicare Terms Glossary

Sten Millend — Tue, 14 Oct 2025 11:38:22 +0000

I put this plain-English glossary together to help you quickly understand common Medicare terms. If any term here raises questions about your situation, feel free to reach out—I’m happy to help you make sense of it. In Original Medicare, an ABN is a notice a provider may give you before a service or item if they believe Medicare may deny coverage. It explains that you could be…

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Medicare 101

Sten Millend — Tue, 14 Oct 2025 11:37:32 +0000

Medicare can seem complicated at first, but it doesn’t have to be. My goal is to help you understand how it works, who’s eligible, and what each part covers—so you can make confident, informed choices about your healthcare and retirement. Medicare is a federal health insurance program for people age 65 and older, and for certain younger individuals with disabilities.

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Turning 65

Sten Millend — Tue, 14 Oct 2025 11:37:00 +0000

Turning 65 is a big milestone, and it often comes with important Medicare decisions. My goal is to make the process simple, clear, and stress-free—so you know what to do, when to do it, and how to avoid penalties. Medicare comes in several parts. Here’s the plain-English version I walk clients through: I encourage clients to put these dates on the calendar…

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